Things to know before purchasing insurance
1. You must have an Insurance - Homeowners or commercial property owners have a need for insurance . Many who rent need insurance to protect their furniture and other personal property. Everyone needs protection against liability for accidents that injure other people or damage their property. 2. Check parameters for coverage - The rule is that...the better your coverage, the less you will have to pay out of your own pocket if disaster strikes. It is important to note that the amount of coverage you buy for your house, contents and personal property will affect the price you pay. 3. Compare Deductibles - The deductible is the amount you have to pay out of pocket on each claim and applies only to coverage on your house and personal property. Make sure when choosing a policy that you are comfortable paying the deductible if you make a claim. Remember, a policy with a $100 deductible will cost more than one with a $250 deductible. Higher deductibles may be available at a reduce